Terms and Conditions

Effective Date: 1st Sept, 2025

Website: www.thefinancialcoach.com.au

Welcome to The Financial Coach! By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using The Financial Coach website (the “Site”) or any services provided by The Financial Coach (the “Services”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.

If you do not agree with any part of these terms, you must not use our Site or Services.

2. Nature of Services – Education and Community ONLY

RPAA is a free-to-join membership association that provides financial education, retirement planning resources, and community support.

We DO NOT:

  • Provide financial advice, investment advice, tax advice, legal advice, or any other professional advice regulated under Australian law.

  • Recommend, endorse, or promote any specific financial products, securities, investments, or financial institutions.

  • Manage your investments or handle your money.

All information and content provided on this Site or in our coaching programs is for educational purposes only. It is not a substitute for professional financial advice.

You acknowledge and agree that you are solely responsible for your own financial decisions and for seeking independent, licensed professional advice tailored to your personal circumstances when required.

3. Advice Warning

I’m not an economist, I don’t have an MBA, and I wasn’t much good at school. I’m a self-taught millionaire and my results are not typical.

On that basis, everything I share is general in nature only and has not taken into account your personal circumstances. If you need personal financial advice, you should seek a licensed professional who can provide it.

Please note:

  • You can lose money by investing. In some cases, you could lose your total capital invested.

  • There are no “sure things” in investing.

  • The only guarantee is that if you never invest, you’ll likely end up under-funded when you need money most — in retirement.

It’s your money — and the best person to manage it is you. My mission is to teach you how to think, research, and act like an informed investor so you can make smarter, more confident decisions for yourself.

If you make a million dollars after applying what you learn here, it’s not my fault. If you lose money, it’s not my fault either.


4. User Responsibilities

By using this Site and our Services, you agree to:

  • Use the Site and Services only for lawful purposes and in line with these Terms.

  • Understand that all material is educational only.

  • Take full responsibility for your own financial decisions and outcomes.

  • Provide accurate information when interacting with us.

  • Maintain the confidentiality of any login credentials and be responsible for all activities under your account.

5. Intellectual Property

All content on The Financial Coach website — including text, graphics, logos, images, digital downloads, and resources — is the property of The Financial Coach and protected by Australian and international copyright laws.

Our name, brand, and trademarks may not be used in connection with any product or service without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, The Financial Coach, its directors, employees, and contractors shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Your reliance on or use of the Site or Services.

  • Any errors, omissions, or inaccuracies in the information provided.

  • Any investment losses, financial outcomes, or actions taken based on our educational material.

7. Indemnification

You agree to indemnify and hold harmless The Financial Coach and its affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

  • Your use of the Site or Services,

  • Your reliance on our educational content, or

  • Any breach of these Terms.

8. Governing Law

These Terms are governed by the laws of New South Wales, Australia, without regard to conflict of law principles.

9. Changes to Terms

We may update or modify these Terms at any time. If changes are material, we will provide notice via our website. Continued use of the Site after such changes constitutes your acceptance of the revised Terms.

10. Contact Information

If you have any questions about these Terms, please contact us:

The Financial Coach

📍 2 Chifley Square, Sydney, NSW 2000

📞 1800 245 908

📧 [email protected]

(C) 2025 THE FINANCIAL COACH | TERMS | PRIVACY POLICY